Terms of Service

1. Agreement to Terms

These Terms of Service (“Terms”) constitute a legally binding agreement between you and Finnly concerning your access to and use of the Finnly website and related services. By accessing or using the Service, you agree to be bound by these Terms. If you disagree with any part of these Terms, you may not access the Service.

2. Definitions

• “Service” refers to the Finnly website at finnly.ai, our professional community, and all related features and tools.
• “Terms” refers to these Terms of Service.
• “Content” refers to any information, text, images, or other materials submitted to or displayed through the Service.
• “User Content” refers to Content submitted, uploaded, or otherwise provided by users of the Service, including form submissions and community contributions.
• “You” and “Your” refer to the individual accessing or using the Service.
• “We,” “Us,” and “Our” refer to Finnly.
• “Community” refers to the Finnly professional community, a free, vetted network of accounting and finance professionals.

3. Eligibility

You must be at least 18 years of age to use the Service. By using the Service, you represent and warrant that you are at least 18 years old and have the legal capacity to enter into these Terms.

Professionals applying to join the Community are subject to approval. We reserve the right to reject any application or terminate any membership at our sole discretion.

4. Description of Service

Finnly is a free, vetted professional community for accounting and finance professionals. The Service enables:

• A private Slack community where accounting and finance professionals connect, collaborate, and learn
• AI tools and workflow resources shared among community members
• Career opportunities, mentorship, and professional development
• Events, AMAs, and peer-led learning experiences

5. Acceptable Use

You agree to:

• Use our Services lawfully and professionally
• Provide accurate and complete information in all forms and communications
• Respect other members' privacy, confidentiality, and intellectual property
• Follow our Code of Conduct when participating in the Community
• Maintain the confidentiality of any client or engagement information

6. Prohibited Conduct

You may not:

• Use the Service for any illegal purpose or in violation of any applicable law
• Harass, abuse, or harm other users or Community members
• Share confidential or proprietary information without authorization
• Submit spam, malicious content, or fraudulent information
• Attempt to gain unauthorized access to our systems or networks
• Reverse engineer, decompile, or disassemble any part of the Service
• Use automated means to access the Service without written permission
• Circumvent any technical measures or security controls
• Misrepresent your professional qualifications, credentials, or experience

7. Intellectual Property

Platform Content

The Service, including its design, functionality, and underlying technology, is owned by Finnly and protected by applicable copyright, trademark, and other intellectual property laws. You may not copy, modify, distribute, or create derivative works without our prior written consent.

User Submissions

You retain ownership of content you submit. You grant Finnly a non-exclusive, worldwide, royalty-free license to display, distribute, and use such content solely for operating the Service. You represent that you have all necessary rights to share such content.

Copyright Infringement

If you believe content on Finnly infringes your copyright, please send a notice to marc@finnly.ai with identification of the copyrighted work, the allegedly infringing content, your contact information, and a statement of good faith belief.

8. Website Use License

Subject to these Terms, we grant you a limited, non-exclusive, non-transferable, revocable license to access and use the Service. This license does not include the right to:

• Modify, copy, or create derivative works of the Service
• Use any data mining, robots, or similar data gathering methods
• Download or copy account information for the benefit of any third party

This license terminates automatically if you violate any of these restrictions and may be terminated by Finnly at any time.

9. Artificial Intelligence Disclosure

Current AI Usage

Finnly shares AI tools and workflows with community members to help them work more effectively. The Finnly website was built with the assistance of AI coding tools.

No Training on User Data

We do not use your personal data, form submissions, or any information you provide to train artificial intelligence or machine learning models.

Future AI Features

If we implement additional AI-powered features, we will update these Terms and our Privacy Policy with clear disclosure, explain what data is used and how, provide an option to opt out where feasible, and maintain human oversight over any AI-generated outputs.

10. Privacy and Data Protection

Your use of the Service is also governed by our Privacy Policy, which is incorporated by reference into these Terms. The Privacy Policy describes our data collection, use, and sharing practices, including your rights under the CCPA, GDPR, and other applicable privacy laws.

11. Third-Party Services and Links

Service Providers

Our Service relies on third-party providers including Formspree (form processing), Render (hosting), Cloudflare (DNS and CDN), and Plausible Analytics (privacy-friendly, cookie-free analytics). While we work to ensure Service availability, we cannot guarantee uninterrupted access if these providers experience issues.

Third-Party Links

The Service may contain links to third-party websites. We are not responsible for the content, privacy practices, or availability of any third-party sites. Your interaction with third-party sites is governed by their own terms and policies.

12. Service Availability and Modifications

We strive to provide uninterrupted service but do not guarantee the Service will be available at all times. We reserve the right to modify, suspend, or discontinue any part of the Service at any time, with or without notice. We will not be liable for any modification, suspension, or discontinuation of the Service.

13. Disclaimer of Warranties

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, THE SERVICE IS PROVIDED “AS IS” AND “AS AVAILABLE” WITHOUT WARRANTIES OF ANY KIND, EITHER EXPRESS OR IMPLIED. WE EXPRESSLY DISCLAIM ALL WARRANTIES, INCLUDING BUT NOT LIMITED TO:

• IMPLIED WARRANTIES OF MERCHANTABILITY
• FITNESS FOR A PARTICULAR PURPOSE
• NON-INFRINGEMENT
• ACCURACY OR RELIABILITY OF RESULTS
• UNINTERRUPTED OR ERROR-FREE OPERATION
• COMPATIBILITY WITH ANY PARTICULAR DEVICE OR SOFTWARE VERSION

WE DO NOT WARRANT THAT THE SERVICE WILL MEET YOUR REQUIREMENTS OR THAT DEFECTS WILL BE CORRECTED.

FINNLY IS A PROFESSIONAL COMMUNITY PLATFORM. FINNLY IS NOT A LAW FIRM, TAX ADVISORY FIRM, OR FINANCIAL ADVISORY FIRM. FINNLY DOES NOT PROVIDE LEGAL, TAX, OR INVESTMENT ADVICE. NOTHING ON THE SERVICE OR IN THE COMMUNITY CONSTITUTES PROFESSIONAL, LEGAL, TAX, OR FINANCIAL ADVICE. USE OF THE SERVICE DOES NOT CREATE AN ATTORNEY-CLIENT, TAX-ADVISOR, OR INVESTMENT-ADVISOR RELATIONSHIP WITH FINNLY.

SOME JURISDICTIONS DO NOT ALLOW THE EXCLUSION OF IMPLIED WARRANTIES, SO SOME OF THE ABOVE EXCLUSIONS MAY NOT APPLY TO YOU. IN SUCH JURISDICTIONS, OUR LIABILITY IS LIMITED TO THE GREATEST EXTENT PERMITTED BY LAW.

14. Limitation of Liability

TO THE MAXIMUM EXTENT PERMITTED BY APPLICABLE LAW, FINNLY SHALL NOT BE LIABLE FOR ANY DAMAGES WHATSOEVER ARISING FROM OR RELATED TO YOUR USE OF OR INABILITY TO USE THE SERVICE, INCLUDING BUT NOT LIMITED TO:

• INDIRECT, INCIDENTAL, SPECIAL, CONSEQUENTIAL, OR PUNITIVE DAMAGES
• LOSS OF DATA, LOSS OF PROFITS, GOODWILL, OR BUSINESS INTERRUPTION
• DAMAGES RESULTING FROM RELIANCE ON ANY CONTENT, COMMUNITY DISCUSSIONS, OR RESULTS FOR ANY PURPOSE
• SERVICE DOWNTIME OR UNAVAILABILITY
• DAMAGE TO YOUR DEVICE OR OTHER SOFTWARE

YOU EXPRESSLY ACKNOWLEDGE THAT USE OF THE SERVICE IS AT YOUR SOLE RISK.

THE LIMITATIONS IN THIS SECTION APPLY REGARDLESS OF THE LEGAL THEORY ON WHICH THE CLAIM IS BASED, INCLUDING CONTRACT, TORT (INCLUDING NEGLIGENCE), STRICT LIABILITY, OR ANY OTHER BASIS, EVEN IF WE HAVE BEEN ADVISED OF THE POSSIBILITY OF SUCH DAMAGES.

NOTHING IN THESE TERMS SHALL EXCLUDE OR LIMIT LIABILITY FOR (A) DEATH OR PERSONAL INJURY CAUSED BY NEGLIGENCE, (B) FRAUD OR FRAUDULENT MISREPRESENTATION, OR (C) ANY LIABILITY THAT CANNOT BE EXCLUDED OR LIMITED UNDER APPLICABLE LAW.

SOME JURISDICTIONS DO NOT ALLOW THE LIMITATION OR EXCLUSION OF LIABILITY FOR CERTAIN DAMAGES. IN SUCH JURISDICTIONS, OUR LIABILITY IS LIMITED TO THE MINIMUM EXTENT PERMITTED BY LAW.

THE SERVICE AND COMMUNITY ARE PROVIDED FREE OF CHARGE. ACCORDINGLY, IN NO EVENT SHALL OUR TOTAL AGGREGATE LIABILITY EXCEED ZERO DOLLARS ($0.00). YOU ACKNOWLEDGE THAT YOU HAVE NOT PAID ANY FEES TO FINNLY AND THAT THIS LIMITATION OF LIABILITY REFLECTS THE FREE NATURE OF THE SERVICE.

YOUR PARTICIPATION IN THE COMMUNITY, INCLUDING THE SLACK WORKSPACE AND ANY ASSOCIATED EVENTS, DISCUSSIONS, OR INTERACTIONS, IS ENTIRELY AT YOUR OWN RISK. FINNLY IS NOT RESPONSIBLE FOR ANY ADVICE, OPINIONS, STATEMENTS, OR OTHER CONTENT SHARED BY COMMUNITY MEMBERS. ANY RELIANCE ON SUCH CONTENT IS SOLELY AT YOUR OWN RISK.

15. Indemnification

You agree to indemnify, defend, and hold harmless Finnly and its operators from and against any claims, liabilities, damages, losses, costs, expenses, or fees (including reasonable attorneys' fees) that arise from or relate to your use of the Service, your violation of these Terms, your violation of any rights of another person or entity, or your User Content.

16. Termination

Termination by You

You may discontinue use of the Service or request removal from the Community at any time by contacting us.

Termination by Finnly

We may suspend or terminate your access to the Service immediately, without prior notice or liability, for any reason, including violations of these Terms, our Code of Conduct, or illegal activity.

Effect of Termination

Upon termination, your access to the Service and Community will cease. We may retain certain information as required by law or legitimate business purposes.

17. Dispute Resolution and Binding Arbitration

Binding Arbitration

Any dispute, controversy, or claim arising out of or relating to these Terms or the Service shall be resolved by binding arbitration administered by JAMS under its Streamlined Arbitration Rules and Procedures. The arbitration shall take place in Marin County, California. Judgment on the arbitration award may be entered in any court having jurisdiction.

Class Action Waiver

YOU AND FINNLY AGREE THAT EACH MAY BRING CLAIMS AGAINST THE OTHER ONLY IN YOUR OR ITS INDIVIDUAL CAPACITY, AND NOT AS A PLAINTIFF OR CLASS MEMBER IN ANY PURPORTED CLASS OR REPRESENTATIVE PROCEEDING. THE ARBITRATOR MAY NOT CONSOLIDATE MORE THAN ONE PERSON'S CLAIMS.

Jury Trial Waiver

TO THE EXTENT PERMITTED BY LAW, YOU AND FINNLY EACH WAIVE THE RIGHT TO A JURY TRIAL IN ANY COURT PROCEEDING ARISING OUT OF OR RELATED TO THESE TERMS OR THE SERVICE.

Exceptions

Either party may seek injunctive or other equitable relief in any court of competent jurisdiction to prevent the actual or threatened infringement of a party's intellectual property rights.

EU Users

If you are a consumer residing in the European Union, the binding arbitration provisions above do not apply to you. You may bring proceedings in the courts of your country of residence.

18. Governing Law

These Terms shall be governed by and construed in accordance with the laws of the State of California, without regard to its conflict of law provisions. Subject to the arbitration provisions above, you submit to the exclusive jurisdiction of the state and federal courts located in Marin County, California.

19. Changes to Terms

We reserve the right to modify these Terms at any time. If we make material changes, we will notify you by email at least 30 days before the changes take effect. We will also update the effective date at the top of these Terms.

Your continued use of the Service after the effective date of any changes constitutes your acceptance of the modified Terms. If you do not agree to the modified Terms, you must stop using the Service.

20. Miscellaneous

• Entire Agreement. These Terms, together with our Privacy Policy, constitute the entire agreement between you and Finnly regarding the Service.
• Severability. If any provision of these Terms is found to be unenforceable, that provision will be limited to the minimum extent necessary, and the remaining provisions will remain in full force and effect.
• Waiver. No waiver of any provision shall constitute a further or continuing waiver of that provision or any other provision.
• Assignment. You may not assign or transfer your rights under these Terms without our prior written consent. We may assign our rights and obligations without restriction.
• Force Majeure. Finnly will not be liable for any failure or delay in performance resulting from causes beyond its reasonable control, including acts of God, natural disasters, pandemic, war, government action, or internet service provider failures.

21. Contact Information

For questions about these Terms, contact us at: